University Credit Union: Serving Our Community Since 1947

A Tradition of Trust and Service

Established in 1947 as the University of Miami Credit Union, we have proudly served the University of Miami faculty, staff, students, and alumni. Over the decades, our reputation for meeting the banking needs of the University Community with essential financial services has only grown stronger.

Expanding Our Horizons

In 1982, Florida International University became a sponsor, allowing us to offer expanded employee benefits to their community. This pivotal moment led to our rebranding as University Credit Union. By 1988, St. Thomas University joined our family, extending these benefits further. In 2005, the Lawyers Credit Union, serving legal communities across Miami-Dade, Broward, Palm Beach, and Monroe Counties, merged with us, broadening our services for membership to all member attorneys of The Florida Bar Association and their employees.  Today, our services are open to all.

A Not-for-Profit, Member-Owned Cooperative

University Credit Union operates as a member-owned, not-for-profit cooperative financial institution. Governed by a member elected volunteer Board of Directors, credit unions stand as the only democratically controlled financial institutions in the United States. Our guiding philosophies, "Not for Profit, Not for Charity, But for Service" and "People Helping People," underscore our commitment to providing the best possible banking services at low costs, with favorable rates and financial assistance.

Tailored Solutions for Businesses

We are dedicated to serving our working-class members and business owners. By offering tailored banking products, we help businesses enhance their employee benefits packages with our credit union services.

Our Reach and Resources

With assets of $260 million and over 15,000 members, University Credit Union is committed to being your trusted financial advocate. Our offices are conveniently located throughout the community, including branch locations and ATMs on university campuses and their medical facilities. Through our affiliation with the Credit Union Shared Services Corporation, our members enjoy fee-free access to their accounts at over 5,000 branch locations and 50,000 ATMs worldwide.

Join Our Family

We invite you to become a member-owner of University Credit Union and experience the benefits of being part of a community-focused financial institution dedicated to your financial well-being.

A wide selection of deposit and loan products is combined with other financial service products to round out a complete service offering.

Additional Financial Service Products include:

Your University Credit Union Board, Management, Branch, and Support Teams invite you to join as a member and owner of the finest Credit Union available to you. Your team stands ready to serve, assist and work diligently to bring you the service you deserve.