You're Going Places. Let us help you get there in that new car! Apply Now
You're Going Places. Let us help you get there in that new car! Apply Now

Vehicle Loans

dog in a car

New & Used Vehicle Loans

We offer financing on a wide range of new and used cars, trucks and SUVs. New cars can be financed with little or no down payment, depending upon credit qualifications.

Payment Asset Protection with credit life and disability insurance, GAP (Guaranteed Auto Protection) insurance and VSA (Vehicle Service Agreement) is available at low costs to our members.

For the ultimate in convenience, apply online or come to the credit union before you begin shopping for your new or used car. You can get pre-approved for your loan, making it easier to shop for your dream car.

Learn more about our great auto rates.

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Grad-U-Rate Auto Loan

No established credit history required!

You worked hard for your degree, now let us help put you in a new car!


  • Must be graduate of University Credit Union affiliated university (University of Miami, Florida International University, St. Thomas, or Barry University), can qualify from 30 days prior graduation up to 12 months post-graduation date. Proof of graduation required.
  • Letter of intent from employer or proof of income (if already working).
  • No delinquent or derogatory credit history

* Credit criteria apply.

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Loan Protection Services

Let us show you how to protect your loan investment.

Guaranteed Asset Protection

Guaranteed Asset Protection, or GAP, is a voluntary, non-insurance program offered as protection on your financed vehicle to enhance, rather than replace, your standard insurance coverage.

Mechanical Breakdown Protection

Be ready for the unexpected and ensure you’re covered in the event a mechanical breakdown occurs. With Mechanical Breakdown Protection from Route 66 Warranty, you can rest easy knowing you are covered.

Payment Protection

Payment Protection Credit Insurance can help ease financial concerns for you and your family if the unexpected occurs.  If you were to die or become disabled, how long would you and your family be able to pay your bills?

TruStage™ Auto Insurance

Like to save money? As a credit union member, you could get great rates on customized auto insurance from Liberty Mutual through the TruStage® Auto Insurance Program.

Estimate Your Payments

The information provided by these calculators is for illustrative purposes only. The values shown are hypothetical and may not be applicable to your individual situation or guarantee extension of credit. Be sure to consult a financial professional prior to relying on the results. The calculated results are intended for illustrative purposes only and accuracy is not guaranteed.

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