Relationship Rewards

University Credit Union’s success depends on members like you! To thank you for your continued support, we are happy to announce that Relationship Rewards will be part of the account benefits at your University Credit Union. It’s simple, the more you do with your credit union, the more rewards you will reap. All of this with the great service you expect from your Hometown Credit Union, "World Class Member Service!".

Your overall relationship will determine the extent of free services and opportunities for lower loan rates or higher certificate of deposit rates. We will measure your total relationship with us on the last business day of the month and this will determine your tier for the following month.

Your account will be placed in one of the following tier levels: Basic, e*Checking, Plus or Premier!

Benefits by Tier Level

Member Services

BASIC

e*Checking²

PLUS

PREMIER

Monthly Maintenance Fee

$5.00¹

Waived

Non UCU ATM Use Fee ($2.00 per transaction)

1 Free per Statement Cycle

3 Free per Statement Cycle

5 Free per Statement Cycle

Cashier's Checks

$5.00 per item

1 Free per Statement Cycle

3 Free per Statement Cycle

Withdrawal Checks

$5.00 per item

1 Free per Statement Cycle

3 Free per Statement Cycle

Overdraft Transfers

$5.00 per item

1 Free per Statement Cycle

3 Free per Statement Cycle

Electronic Stop Payments*

$10.00

3 Free Per Statement Cycle

Loan Rate Discount**

0.10

0.15

CD Rate Bonus***

0.05

Reduced Gift Card Fee

$2.50

e*Statements

e*branch/Bill Payer

Visa Debit Card

Automated Acct Phone

Member Services

BASIC

e*Checking²

Monthly Maintenance Fee

$5.00¹

Waived

Non-UCU ATM Use Fee ($2.00 per transaction)

1 Free per Statement Cycle

Cashier's Checks

$5.00 per item

Withdrawal Checks

$5.00 per item

Overdraft Transfers

$5.00 per item

Electronic Stop Payments*

$10.00

Loan Rate Discount**

CD Rate Bonus***

Reduced Gift Card Fee

e*Statements

e*branch/Bill Payer

Visa Debit Card

Automated Acct Phone

Member Services

PLUS

PREMIER

Monthly Maintenance Fee

Waived

Non-UCU ATM Use Fee ($2.00 per transaction)

3 Free per Statement Cycle

5 Free per Statement Cycle

Cashier's Checks

1 Free per Statement Cycle

3 Free per Statement Cycle

Withdrawal Checks

1 Free per Statement Cycle

3 Free per Statement Cycle

Overdraft Transfers

1 Free per Statement Cycle

3 Free per Statement Cycle

Electronic Stop Payments*

$10.00

3 Free Per Statement Cycle

Loan Rate Discount**

0.10

0.15

CD Rate Bonus***

0.05

Reduced Gift Card Fee

$2.50

e*Statements

e*branch/Bill Payer

Visa Debit Card

Automated Acct Phone

¹Checking Account only, waived for students under age 24 enrolled in a higher learning institution and member accounts under age 18. ²Checking Account only, waived if you make 10 or more debit card transactions, write no more then 3 checks and use e*branch with e*statements. *Stop payments initiated via e*branch or automated account phone only. **Applies to Signature, Auto, Motorcycle, Boat and RV Loans Only. ***Not Valid on Existing Certificate of Deposits, New Certificates Only.
Effective as of February 8, 2022

Eligible Services for Qualification

Any Savings Account

Any Checking Account

Any Certificate

Any IRA Certificate

Any Money Market Account

Any University Credit Union MasterCard

Any Auto, Motorcycle, Boat or RV Loan

Any Unsecured LOC

Any Signature Loan

Any Home Equity Loan

Total Relationship Balances (Total balances in deposits and/or loans.)

BASIC: $0.00 - $1,499.99 in deposits and/or less than $10,000.00 loan balances
E*CHECKING: Basic Tier requirements plus make at least ten University Credit Union Visa Debit Card transactions per month
and use University Credit Union e*branch with e*statements.
PLUS: $1,500.00 - $19,999,99 in deposits and/or $10,000.00 - $14,999.99 in loan balances
PREMIER: $20,000.00 or greater in deposits and/or $15,000.00 or greater in loan balances

Business Accounts are not eligible.
Relationship Rewards Program is Subject to Change without Notice.
Please see Relationship Rewards Program Terms and Conditions for additional details.

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