*Share Secured Loan Example: $10,000 loan at 3.05% APR with 60 monthly payments of approximately $180.83

*CD Secured Loan Example: $10,000 loan at 3.70% APR with 36 monthly payments of approximately $295.72

*Personal Loan Example: $10,000 loan at 9.34% APR with 60 monthly payments of approximately $210.00

*Personal Loan Example: $10,000 loan at 11.99% APR with 60 monthly payments of approximately $224.00

Rates, Terms and Offers are subject to change without notice.  Not all applicants will qualify for the lowest rate.  Rates quoted assume excellent borrower credit history.  Other eligibility requirements may apply. 

**As low as rate includes applicable discounts of Premier Member(.15%), Existing Direct Deposit (.25%), Automatic Payment(.25%), Existing Auto Loan with Credit Union(1.00%),Rates are fixed for the term of the loan.

APR = Annual Percentage Rate. Rates shown are the lowest possible rates currently offered. Rates are available based upon your credit profile, year of vehicle and loan terms. Credit criteria apply. Rates are fixed for the term of the loan.

“As low as” rates shown are fixed Annual Percentage Rates for vehicle model years 2023 and newer. Rates are subject to change. Your actual rate and terms are affected by your creditworthiness, model year, term selected, and vehicle type. To qualify for lowest rate, you must have a minimum monthly deposit of no less than $500.00 deposited into your share checking account from an outside source (other financial institution or direct deposit of payroll).  Also to qualify for the lowest rate your loan payment must be made from a University Credit Union share account of your choice.  Rates only apply to vehicles not currently financed by University Credit Union. You may be asked to furnish a down payment on the loan. Florida loans are subject to Documentary Stamp Tax. Certain restrictions apply.

Auto Loan Example: $20,000 loan at 6.49% APR with 60 monthly payments of approximately $392.23

Automobile Vehicle loans: New automobile equals Current Year and Previous Year. Loan To Values based on MSRP/Purchase price on new vehicles or the NADA Retail value plus/minus options and mileage on used vehicles.  Model year restrictions apply to 84 month term on used vehicles. Used Auto equals 8 years old or newer. Other conditions may apply.

Rates, Terms and Offers are subject to change without notice.  Not all applicants will qualify for the lowest rate.  Rates quoted assume excellent borrower credit history.  Other eligibility requirements may apply. 

APR = Annual Percentage Rate. Rates shown are the lowest possible rates currently offered. Rates are available based upon your credit profile, year of vehicle and loan terms. Credit criteria apply. Rates are fixed for the term of the loan.

“As low as” rates shown are fixed Annual Percentage Rates for vehicle model years 2023 and newer. Rates are subject to change. Your actual rate and terms are affected by your creditworthiness, model year, term selected, and vehicle type. To qualify for lowest rate, you must have a minimum monthly deposit of no less than $500.00 deposited into your share checking account from an outside source (other financial institution or direct deposit of payroll).  Also to qualify for the lowest rate your loan payment must be made from a University Credit Union share account of your choice.  Rates only apply to vehicles not currently financed by University Credit Union. You may be asked to furnish a down payment on the loan. Florida loans are subject to Documentary Stamp Tax. Certain restrictions apply.

Auto Loan Example: $20,000 loan at 6.74% APR with 60 monthly payments of approximately $396.62

Automobile Vehicle loans: New automobile equals Current Year and Previous Year. Loan To Values based on MSRP/Purchase price on new vehicles or the NADA Retail value plus/minus options and mileage on used vehicles.  Model year restrictions apply to 84 month term on used vehicles. Used Auto equals 8 years old or newer. Other conditions may apply.

Rates, Terms and Offers are subject to change without notice.  Not all applicants will qualify for the lowest rate.  Rates quoted assume excellent borrower credit history.  Other eligibility requirements may apply. 

APR = Annual Percentage Rate. Rates shown are the lowest possible rates currently offered. Rates are available based upon your credit profile, year of vehicle and loan terms.

Credit criteria apply. Rates are fixed for the term of the loan.

“As low as” rates shown are fixed Annual Percentage Rates for vehicle model years 2023 and newer. Rates are subject to change. Your actual rate and terms are affected by your creditworthiness, model year, term selected, and vehicle type. To qualify for lowest rate, you must have a minimum monthly deposit of no less than $500.00 deposited into your share checking account from an outside source (other financial institution or direct deposit of payroll).  Also to qualify for the lowest rate your loan payment must be made from a University Credit Union share account of your choice.  Rates only apply to vehicles not currently financed by University Credit Union. You may be asked to furnish a down payment on the loan. Florida loans are subject to Documentary Stamp Tax. Certain restrictions apply.

Motorcycle Loan Example: $25,000 loan at 7.99% APR with 60 monthly payments of approximately $508.58

RV Camper Loan Example: $50,000 loan at 7.99% APR with 60 monthly payments of approximately $1017.15

Automobile Vehicle loans: New automobile equals Current Year and Previous Year. Loan To Values based on MSRP/Purchase price on new vehicles or the NADA Retail value plus/minus options and mileage on used vehicles. Model year restrictions apply to 84 month term on used vehicles. Used Auto equals 8 years old or newer. Other conditions may apply.

Rates, Terms and Offers are subject to change without notice. Not all applicants will qualify for the lowest rate. Rates quoted assume excellent borrower credit history. Other eligibility requirements may apply.

APR = Annual Percentage Rate.  All home lending products are subject to credit and property approval.  Rates, program terms and conditions are subject to change without notice. Other restrictions and limitations may apply.  The actual interest rate offered may differ based on the available equity in your home, the amount of your loan, your credit history, and product chosen.

“As low as” rates shown are fixed Annual Percentage Rates for vehicle model years 2023 and newer. Rates are subject to change. Your actual rate and terms are affected by your creditworthiness, model year, term selected, and vehicle type. To qualify for lowest rate, you must have a minimum monthly deposit of no less than $500.00 deposited into your share checking account from an outside source (other financial institution or direct deposit of payroll).  Also to qualify for the lowest rate your loan payment must be made from a University Credit Union share account of your choice.

Minimum loan amount: $15,000. Fixed Home Loan Example: $15,000 loan at 6.49% APR with 60 monthly payments of approximately $295.00

Property insurance is required; if the collateral is determined to be in an area having special flood hazards, flood insurance will be required as well. Property must be in Florida.  Available on owner-occupied detached and attached primary and secondary residences. Not available on investment properties. Consult tax advisor for deductibility.  Membership eligibility required with $5 minimum in savings.

Rates, Terms and Offers are subject to change without notice.  Not all applicants will qualify for the lowest rate.  Rates quoted assume excellent borrower credit history.  Other eligibility requirements may apply.