Looking for a new automobile?

Save Money with University Credit Union's Very Competitive Rates! As low as 1.49%*

Let University Credit Union help you get into that new car!

If you already have an existing car loan and you are paying a higher rate you can move your loan to University Credit Union and we will pay you up to $200.00** to do so.

This promotion is only good until September 30, 2017 so don't delay.

* Annual Percentage Rate. Credit Criteria Apply.
** Non University Credit Union Auto Loans of $10,000.00 or more refinanced with University Credit Union. Speak to a member service representative today for further details.

University Credit Union not only can help get your next vehicle financed, but we also continue to partner with American Chariots a local car finder service to help you get the right car for the right price!

We also offer financing on a wide range of used cars, trucks and SUVs. Please call or stop by and ask about our great rates on used cars as low as 2.49%*

Current Loan Rates | Loan Payment Estimator

For quick loan turnaround on any of our loan products, click here to go directly to e*branch now and apply online. Not already an e*branch user? Simply click here to sign up. Then you can enjoy the ease and convenience of our online loan services including:

  • Online loan applications
  • Loan calculator
  • Loan status updates

Or simply click here to download and print out a copy of our Consumer Lending Plan(PDF). Once this form is completely filled out, bring or mail to any of our branch locations.


Automobile Cash Rebates: What you need to know…

Incentives offered by car dealers typically take the form of cash rebates or low APR financing.

  • In most cases, low APR financing cannot be combined with customer cash rebates.
  • In most cases, the customer cash rebate is a better deal because you can apply it to the vehicle purchase price and finance a smaller loan amount!
  • Summary: In most cases it’s better to take the cash rebate and finance the vehicle with the credit union!
  • Click here to see how Rate vs. Rebate compare

Did You Know?

University Credit Union branches have reopened as of Tuesday September 12, 2017 at the following locations, Jackson Memorial Branch, Red Road Branch and the West Kendall Center branch.  Branches on FIU campuses will be reopening on September 14, 2017.