University Credit Union’s success depends on members like you! To thank you for your continued support, we are happy to announce that Relationship Rewards will be part of the account lineup at your University Credit Union.  It’s simple, the more you do with your credit union, the more rewards you will reap. All of this with the great service you expect from your Hometown Credit Union, "World Class Member Service!"

Your account will be placed in one of the following tier levels: Basic, Plus or Premier!

Your overall relationship will determine the extent of free services and opportunities for lower loan rates or higher certificate of deposit rates. We will measure your total relationship with us on the last business day of the month and this will determine your tier for the following month.  For those members who still need a checking account, but do not want to pay a fee in the basic tier, we have created the Basic e*checking account. Please click here for more information.  

To help you better understand the new Relationship Rewards Program, University Credit Union has created a Frequently Asked Questions and Answers sheet for your convenience.

Eligible Services for Qualification:

  • Any Savings Account
  • Any Checking Account
  • Any Certificate
  • Any IRA Certificate
  • Any Money Market Account
  • Any Auto, Motorcycle, Boat or RV Loan
  • Any Unsecured LOC
  • Any Signature Loan
  • Any Home Equity Loan
  • University Credit Union MasterCard (Unsecured)

Total Relationship Balances (Total balances in deposits or loans.)
  • BASIC: $0.00 - $1,499.99 in deposits and/or less than $10,000.00 loan balances
  • PLUS: $1,500.00 - $19,999,99 in deposits and/or $10,000.00 - $14,999.99 in loan balances
  • PREMIER: $20,000.00 or greater in deposits and/or $15,000.00 or greater in loan balances

 

Member Services

BASIC

PLUS

PREMIER

Monthly Maintenance Fee

$5.001

Waived

Waived

Non UCU ATM Use Fee ($1.00 per transaction after first use)

1 Free per
Statement Cycle

3 Free per
Statement Cycle

5 Free per
Statement Cycle

Cashier's Checks

$5.00 per item

1 Free per
Statement Cycle

3 Free per
Statement Cycle

Withdrawal Checks

$5.00 per item

1 Free per
Statement Cycle

3 Free per
Statement Cycle

Overdraft Transfers

$5.00 per item

1 Free per
Statement Cycle

3 Free per
Statement Cycle

Automated Account Phone

e*statements

e*branch and Electronic Bill Payer

UCU Visa Debit Card

Loan Rate Discount*    

 

Reduced Gift Card Fee    

Electronic Stop Payments**

$10.00

$10.00

3 Free Per
Statement Cycle

CD Rate Bonus    

 

1Checking Account only, waived for students under age 24 enrolled in a higher learning institution and member accounts under age 18.
*Applies to Signature, Auto, Motorcycle, Boat and RV Loans Only.
**Stop payments initiated via e*branch or automated account phone only.

Business Accounts are not eligible.
Please see Relationship Rewards Program Terms and Conditions for additional details.

Did You Know?

University Credit Union branches have reopened as of Tuesday September 12, 2017 at the following locations, Jackson Memorial Branch, Red Road Branch and the West Kendall Center branch.  Branches on FIU campuses will be reopening on September 14, 2017.  

   



 
 

ONCE A MEMBER ALWAYS A MEMBER!