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About Us

Serving the University Community for over 70 Years.

Now Serving the Miami-Dade County Community with World Class Member Service

University Credit Union was established in 1947 as the University of Miami Credit Union to serve the University of Miami faculty, staff, and alumni.  The Credit Union built a reputation for meeting the financial needs of the University Community with critical, basic financial services.  In 1982 the field of membership (FOM) was expanded to include Florida International University and the name was changed to University Credit Union.  In 1988 the FOM again expanded to include St. Thomas University.  In addition, all students on all campuses became a part of the FOM.  Fast forward to 2005 when the credit union concluded a merger with the Lawyers Credit Union and began service to the legal communities of Miami-Dade, Broward, Palm Beach and Monroe Counties.  Finally, in 2008, University Credit Union opened the FOM to include all those who live or work in Miami-Dade County, Florida.  This was a landmark move that provides for a myriad of opportunities for the Credit Union and its member/owners. 

University Credit Union operates as a member owned, not-for-profit, cooperative financial institution that is governed by a volunteer Board of Directors and a volunteer Supervisory Committee.  Credit Unions are the only democratically controlled financial institutions in the United States and operate with the philosophies, “Not for Profit, Not for Charity, But for Service” and “People Helping People.”  University Credit Union is in business to provide the best possible financial services to its members at low cost with favorable rates and overall financial assistance while in constant pursuit of World Class Member Service.

University Credit Union’s current assets are at $208 million with over 13,000 members and a group of 54 team members.   The main location is the West Kendall Support Center and Branch located at 13241 SW 136th Street, Miami, Florida 33186.  University Credit Union’s retail delivery system includes 4 additional branch locations strategically located on or near the university campuses.  As part of our ongoing cooperation with other Credit Unions, we are affiliated with the Credit Union Shared Services Corporation.  This is a network of Shared Service Centers offering members access to their accounts for deposit and withdrawal world wide.  Member centric hours are in place to better serve our members/owners.  The West Kendall Center Branch is open 8:00am to 5:00pm Monday-Thursday, 8:00am to 6:00pm Friday and 9:00am to Noon on Saturday. The other branch locations are open 9:00am to 5:00pm Monday–Friday, with the Red Road Branch open on Saturday until 12 Noon.  The Member Care Center is open 8:00am to 5:00pm Monday-Friday.

A wide selection of deposit and loan products is combined with other financial service products to round out a complete service offering. 

The Deposit Products include:

  • Checking Accounts
  • Regular Share (Savings) Accounts
  • Tired Money Market Accounts
  • I.R.A. Accounts & I.R.A. Certificates
  • I.R.A. Roth & Education Accounts
  • 91 Day, 6 Month, 1, 2, 3, & 5 Year Certificates
  • Holiday Club and Vacation Savings Accounts

The Loan Products Include:

  • First Mortgages
  • Home Equity Loans
  • Home Equity Lines of Credit Loans
  • New and Used Vehicle Loans
  • Camper & Motor Home Loans
  • Motorcycle & Boat loans
  • Secured Loans
  • Signature Loans and Lines of Credit
  • Share and Certificate Pledged Loans
  • Traditional Fixed Rate Mastercard
  • Rewards Mastercard
  • Secured Mastercard Classic

Additional Financial Service Products include:

  • Member Care Center
  • Safe Deposit Boxes
  • e*branch
  • Mobile Banking
  • Free CheckFree BillPayer
  • Check Image Retrieval
  • e*- Statements
  • Overdraft Courtesy Pay
  • 24 Hour ATM Service
  • ATM Networks; Cirrus, Star, Plus, CU24, Exchange
  • Service Center Branches
  • 24 Hour Automated Account Phone
  • Overdraft Protection
  • Direct Deposit
  • Distribution Plus
  • Visa Check (Debit) Card
  • Online Loan Application
  • Gap Insurance
  • Credit Life and Accident & Disability Insurance
  • Mechanical Breakdown Insurance
  • Vehicle Extended Warranty
  • Visa Gift Cards
  • Cashier’s Checks
  • Free Notary Service
  • Auto Advisor Service

All deposits are insured to $250,000 by the NCUA, National Credit Union Administration, the agency that insures savings in federal and state chartered Credit Unions through the NCUSIF, the National Credit Union Share Insurance Fund.  University Credit Union is an Equal Housing Lender and Equal Opportunity Employer.

Your University Credit Union Board, Management, Branch, and Support Teams invite you to join as a member and owner of the finest Credit Union available to you.  Your team stands ready to serve, assist and work diligently to bring you the World Class Member Service you deserve. 

The West Kendall Center Branch is open:

8:00am to 5:00pm Monday – Thursday

8:00am to 6:00pm on Friday

9:00am to 12:00pm on Saturday

The Red Road Branch is open:

9:00am to 5:00pm Monday – Friday

9:00am to 12:00pm on Saturday

Additional branch locations are open:

9:00am to 5:00pm, Monday – Friday

The Member Care Center is open 8:00am to 5:00pm, Monday – Friday.

Copyright © 2018 University Credit Union  13241 S.W. 136 St, Miami, FL 33186