* APR=Annual Percentage Rate. Introductory 0.00% APR for 6 billing cycles from the date of the balance transferred to University Credit Union Rewards Mastercard. After 6 billing cycles the introductory *APR will convert to a fixed rate of 3.99% for the life of the balance transferred. All purchases will be subject to the variable *APR equal to the prime rate plus applicable margin (7.50% up to 17.99%). Rewards program points are not applied to the balance transferred, cash advances or ATM transactions. This offer does not apply to existing University Credit Union loans and is subject to change and cancellation at any time without notice. Membership required. Credit criteria apply and loan is subject to credit approval. Other restrictions may apply. Contact us for full details.