Share Secured/Certificate Secured
| Loan Type | Term | Annual Percentage Rate |
|
Certificate Secured Loan |
Up to 60 months |
3% over share/certificate rate (Max. $100,000) |
|
Share Secured Loan |
Up to 24 months |
3% over share/certificate rate (Max. $100,000) |
|
Signature Fixed Loan |
Up to 60 months |
As low as 6.74% * (Max $20,000) |
|
Signature Line of Credit |
Revolving |
As low as 10.49% * (Max $20,000) |
* Credit criteria apply.
Mastercard Credit Card
| Loan Type | Term | Annual Percentage Rate |
|
Mastercard Classic |
Revolving |
13.2% * (Max $10,000) |
|
Mastercard Gold |
Revolving |
10.9% * (Max $20,000) |
|
Mastercard Platinum |
Revolving |
8.9% * (Max $30,000) |
|
Mastercard Secured |
Revolving |
9.0% (Max $10,000) |
* Credit criteria apply.
New Car Loans
|
Term |
Annual Percentage Rate |
|
Up to 36 months |
As low as 1.74% * |
|
48 months |
As low as 1.99% * |
|
60 months |
As low as 2.24% * |
|
72 months1 |
As low as 2.44% * |
|
78 months1 |
As low as 2.74% * |
|
84 months² |
As low as 3.24% * |
*APR = Annual Percentage Rate. Rates shown are the lowest possible rates currently offered. Rates are available based upon your credit profile, year of vehicle and loan terms. Credit criteria apply. As low as rate includes applicable discounts of Premier Member(.15%), Direct Deposit that must be at least 2x monthly loan payment amount(.25%), Automatic Payment(.25%), Previous UCU vehicle borrower(.25%), Financing 89% or lower of vehicle value(.25%) / Financing 75% or lower of vehicle value on 60 months or higher(.50%). (LTV discounts cannot be combined)Rates are fixed for the term of the loan. 1$15,000.00 minimum ²$25,000.00 minimum.
Used Car Loans
| Term |
Model Year |
Annual Percentage Rate |
|---|---|---|
|
Up to 36 months |
2012 - 2020 |
As low as 1.74% * |
|
48 months |
2013 - 2020 |
As low as 1.99% * |
|
60 months |
2013 - 2020 |
As low as 2.24% * |
|
72 months1 |
2017 - 2020 |
As low as 2.74% * |
| 78 months1 | 2019 - 2020 | As low as 3.24% * |
*APR = Annual Percentage Rate. Rates shown are the lowest possible rates currently offered. Rates are available based upon your credit profile, year of vehicle and loan terms. Credit criteria apply. As low as rate includes applicable discounts of Premier Member(.15%), Direct Deposit that must be at least 2x monthly loan payment amount(.25%), Automatic Payment(.25%), Previous UCU vehicle borrower(.25%), Financing 89% or lower of vehicle value(.25%) / Financing 75% or lower of vehicle value on 60 months or higher(.50%). (LTV discounts cannot be combined)Rates are fixed for the term of the loan. 1$15,000.00 minimum ²$25,000.00 minimum.
Other Vehicle Loans
|
Loan Type |
Term |
Annual Percentage Rate |
|
New Motorcycle |
Up to 84 months |
As low as 3.99% * |
|
New Boat 100% (Max $250,000) |
Up to 240 months |
As low as 3.99% * |
|
New Camping Trailer or Motor Home (Up to $250,000) |
Up to 180 months |
As low as 3.99% * |
*APR = Annual Percentage Rate. Rates shown are the lowest possible rates currently offered. Rates are available based upon your credit profile, year of vehicle and loan terms. Credit criteria apply. Rates are fixed for the term of the loan. 1 $15,000.00 minimum
Fixed Rate Home Equity Loan
|
Loan to Value/Term |
Fixed Annual Percentage Rate |
|
|
Up to 80% LTV (Term 5-9 Years/Max $250,000)1 |
As low as 3.00% * |
|
|
Up to 80% LTV (Term 10-14 Years/Max $250,000)1 |
As low as 3.00% * |
|
|
Up to 80% LTV (Term 15 Years/Max $250,000)1 |
As low as 3.25% * |
|
| Up to 80% LTV (Term 20 Years/Max $250,000)1 | As low as 3.25% * | |
* Based on loan amount. Credit criteria apply. Rates are fixed for the term of the loan. 1 Higher amount might be considered
Home Equity Line of Credit
| Loan to Value/Term | Variable Annual Percentage Rate | |
|
Up To 80% LTV (Term 20 Years/Max $250,000.00)1 |
As low as 3.25% * |
|
* Based on loan amount. Credit criteria apply. 1 Higher amount might be considered.
