Rates and Terms listed are subject to change without notice. Fees could reduce the earnings on the account.
(APR=Annual Percentage Rate)
| Loan Type | Term | APR |
|
Certificate Secured Loan |
Up to 60 months |
3% over share/certificate rate (Max. $100,000) |
|
Share Secured Loan |
Up to 24 months |
3% over share/certificate rate (Max. $100,000) |
|
Signature Fixed Loan |
Up to 60 months |
As low as 9.2%* (Max $20,000) |
|
Signature Line of Credit |
Revolving |
As low as 9.2%* (Max $20,000) |
|
Mastercard Classic |
Revolving |
13.2%* (Max $10,000) |
|
Mastercard Gold |
Revolving |
10.9%* (Max $20,000) |
|
Mastercard Platinum |
Revolving |
8.9%* (Max $30,000) |
|
Mastercard Secured |
Revolving |
9.0% (Max $10,000) |
|
* Credit criteria apply. |
|
Vehicle Loans
New Car Loans |
|
|
Term |
APR |
|
Up to 36 months |
As low as 2.49%* |
|
48 - 66 months |
As low as 2.74%* |
|
72 months1 |
As low as 3.24%* |
|
78 months1 |
As low as 3.74%* |
|
84 months1 |
As low as 4.74%* |
|
*Credit criteria apply. Rates are fixed for the term of the loan. 1 $25,000.00 minimum |
|
Used Car Loans |
||
| Term |
Model Year |
APR |
|
Up to 36 months |
2010 - 2018 |
As low as 2.99%* |
|
48 - 54 months |
2011 - 2018 |
As low as 3.24%* |
|
60 months |
2012 - 2018 |
As low as 3.99%* |
|
66 months |
2015 - 2018 |
As low as 3.99%* |
| 72 months1 | 2017 - 2018 | As low as 4.49%* |
| 75 months1 | 2017 - 2018 | As low as 4.99%* |
|
*Credit criteria apply. Rates are fixed for the term of the loan. 1 $25,000.00 minimum |
|
|
Other Vehicles |
||
|
Loan Type |
Term |
APR |
|
New Motorcycle |
Up to 84 months |
As low as 5.75%* |
|
New Boat 100% (Max $250,000) |
Up to 120 months |
As low as 5.75%* |
|
New Camping Trailer or Motor Home (Up to $250,000) |
Up to 120 months |
As low as 5.75%* |
| * Credit criteria apply. Rates are fixed for the term of the loan. | ||
Real Estate Secured Loans
Fixed Rate Home Equity Loan |
||
|
Loan to Value/Term |
Fixed APR |
|
|
Up to 80% LTV (Term 5-9 Years/Max $250,000)1 |
As low as 4.25%* |
|
|
Up to 80% LTV (Term 10-14 Years/Max $250,000)1 |
As low as 5.25%* |
|
|
Up to 80% LTV (Term 15 Years/Max $250,000)1 |
As low as 5.75%* |
|
|
* Based on loan amount. Credit criteria apply. Rates are fixed for the term of the loan. |
||
Home Equity Line of Credit |
||
| Loan to Value/Term | Variable APR | |
|
Up To 80% LTV (Term 20 Years/Max $250,000.00)1 |
As low as 5.50%* |
|
| * Based on loan amount. Credit criteria apply. 1 Higher amount might be considered. |
||
Monthly University Credit Union loans are calculated using the Simple Interest Method. Interest is calculated on the monthly unpaid balance. All loans are subject to qualification of the borrower. Monthly payment amount based upon maximum term.
