University Credit Union

Your Hometown

Credit union

Loan Rates

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Share Secured/Certificate Secured

Loan Type	Term	Annual Percentage Rate
Certificate Secured Loan	Up to 60 months	3% over share/certificate rate (Max. $100,000)
Share Secured Loan	Up to 24 months	3% over share/certificate rate (Max. $100,000)
Signature Fixed Loan	Up to 60 months	*As low as 6.74% (Max $20,000)**
Signature Line of Credit	Revolving	*As low as 10.49% (Max $20,000)**

* Credit criteria apply.

Mastercard Credit Card

Loan Type	Term	Annual Percentage Rate
Mastercard Classic	Revolving	*13.2% (Max $10,000)**
Mastercard Gold	Revolving	*10.9% (Max $20,000)**
Mastercard Platinum	Revolving	*8.9% (Max $30,000)**
Mastercard Secured	Revolving	9.0% (Max $10,000)

* Credit criteria apply.

New Car Loans

Term	Annual Percentage Rate
Up to 36 months	As low as 2.34% *
48 months	As low as 2.59% *
60 months	As low as 2.59% *
72 months¹	As low as 2.84% *
78 months¹	As low as 3.09% *
84 months¹	As low as 3.59% *

*APR = Annual Percentage Rate. Rates shown are the lowest possible rates currently offered. Rates are available based upon your credit profile, year of vehicle and loan terms. Credit criteria apply. Rates are fixed for the term of the loan. ¹$15,000.00 minimum

Used Car Loans

Term	Model Year	Annual Percentage Rate
Up to 36 months	2012 - 2020	As low as 2.34% *
48 months	2013 - 2020	As low as 2.59% *
60 months	2013 - 2020	As low as 2.59% *
72 months¹	2017 - 2020	As low as 2.84% *
78 months¹	2019 - 2020	As low as 3.09% *

Other Vehicle Loans

Loan Type	Term	Annual Percentage Rate
New Motorcycle (Min $5,000/Max $30,000)	Up to 84 months	As low as 5.10% *
New Boat 100% (Max $250,000)	Up to 240 months	As low as 3.99% *
New Camping Trailer or Motor Home (Up to $250,000)	Up to 180 months	As low as 3.99% *

Fixed Rate Home Equity Loan

Loan to Value/Term	Fixed Annual Percentage Rate
Up to 80% LTV (Term 5-9 Years/Max $250,000)¹	As low as 3.00% *
Up to 80% LTV (Term 10-14 Years/Max $250,000)¹	As low as 3.50% *
Up to 80% LTV (Term 15 Years/Max $250,000)¹	As low as 4.00% *
Up to 80% LTV (Term 20 Years/Max $250,000)¹	As low as 4.50% *

* Based on loan amount. Credit criteria apply. Rates are fixed for the term of the loan. ¹ Higher amount might be considered

Home Equity Line of Credit

Loan to Value/Term	Variable Annual Percentage Rate
Up To 80% LTV (Term 20 Years/Max $250,000.00)¹	As low as 3.25% *

* Based on loan amount. Credit criteria apply. ¹Higher amount might be considered.

Monthly University Credit Union loans are calculated using the Simple Interest Method. Interest is calculated on the monthly unpaid balance. Monthly payment amount based upon maximum term. Quoted rates and terms shown may not apply to every borrower. All Credit Union loans are subject to approval and are granted based on individual creditworthiness, the ability to repay and your credit score. Terms and Rates are subject to change.