Rates and Terms listed are subject to change without notice. Fees could reduce the earnings on the account.
(APR=Annual Percentage Rate)
| Loan Type | Term | APR |
|
Certificate Secured Loan |
Up to 60 months |
3% over share/certificate rate (Max. $100,000) |
|
Share Secured Loan |
Up to 24 months |
3% over share/certificate rate (Max. $100,000) |
|
Signature Fixed Loan |
Up to 60 months |
As low as 6.74% * (Max $20,000) |
|
Signature Line of Credit |
Revolving |
As low as 10.49% * (Max $20,000) |
|
Mastercard Classic |
Revolving |
13.2% * (Max $10,000) |
|
Mastercard Gold |
Revolving |
10.9% * (Max $20,000) |
|
Mastercard Platinum |
Revolving |
8.9% * (Max $30,000) |
|
Mastercard Secured |
Revolving |
9.0% (Max $10,000) |
|
* Credit criteria apply. |
|
Vehicle Loans
New Car Loans |
|
|
Term |
APR |
|
Up to 36 months |
As low as 2.34% * |
|
48 months |
As low as 2.59% * |
|
60 months |
As low as 2.59% * |
|
72 months1 |
As low as 2.84% * |
|
78 months1 |
As low as 3.09% * |
|
84 months1 |
As low as 3.59% * |
|
*APR = Annual Percentage Rate. Rates shown are the lowest possible rates currently offered. Rates are available based upon your credit profile, year of vehicle and loan terms. Credit criteria apply. Rates are fixed for the term of the loan. 1 $15,000.00 minimum |
|
Used Car Loans |
||
| Term |
Model Year |
APR |
|---|---|---|
|
Up to 36 months |
2011 - 2019 |
As low as 2.34% * |
|
48 months |
2012 - 2019 |
As low as 2.59% * |
|
60 months |
2012 - 2019 |
As low as 2.59% * |
|
72 months1 |
2015 - 2019 |
As low as 2.84% * |
| 78 months1 | 2018 - 2019 | As low as 3.09% * |
|
*APR = Annual Percentage Rate. Rates shown are the lowest possible rates currently offered. Rates are available based upon your credit profile, year of vehicle and loan terms. Credit criteria apply. Rates are fixed for the term of the loan. 1 $15,000.00 minimum |
|
|
Other Vehicles |
||
|
Loan Type |
Term |
APR |
|
New Motorcycle |
Up to 84 months |
As low as 5.10% * |
|
New Boat 100% (Max $250,000) |
Up to 240 months |
As low as 3.99% * |
|
New Camping Trailer or Motor Home (Up to $250,000) |
Up to 180 months |
As low as 5.10% * |
|
*APR = Annual Percentage Rate. Rates shown are the lowest possible rates currently offered with additional rate breaks. Other rates are available, based on your credit profile and loan terms. Credit criteria apply. Rates are fixed for the term of the loan. |
||
Real Estate Secured Loans
Fixed Rate Home Equity Loan |
||
|
Loan to Value/Term |
Fixed APR |
|
|
Up to 80% LTV (Term 5-9 Years/Max $250,000)1 |
As low as 3.00% * |
|
|
Up to 80% LTV (Term 10-14 Years/Max $250,000)1 |
As low as 3.50% * |
|
|
Up to 80% LTV (Term 15 Years/Max $250,000)1 |
As low as 4.00% * |
|
| Up to 80% LTV (Term 20 Years/Max $250,000)1 | As low as 4.50% * | |
|
* Based on loan amount. Credit criteria apply. Rates are fixed for the term of the loan. |
||
Home Equity Line of Credit |
||
| Loan to Value/Term | Variable APR | |
|
Up To 80% LTV (Term 20 Years/Max $250,000.00)1 |
As low as 3.25% * |
|
| * Based on loan amount. Credit criteria apply. 1 Higher amount might be considered. |
||
Monthly University Credit Union loans are calculated using the Simple Interest Method. Interest is calculated on the monthly unpaid balance. All loans are subject to qualification of the borrower. Monthly payment amount based upon maximum term.
