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It’s confusing, Personal/Signature/Unsecured Loan, what does it mean?


The words Personal/Signature/Unsecured used when describing a particular loan type are all synonymous.  A signature loan is also commonly referred to as a “good faith” loan, offered by a credit union.  This loan uses the borrower's signature and promise to pay as collateral. The member is not required to use any of their personal assets as collateral.  Personal loans are a type of unsecured loan that is paid off in full by a particular term and usually paid in fixed monthly payments at either fixed or variable interest rates.

Personal loans can be used for a variety of financial needs including:

  • Education expenses
  • Medical bills
  • IRS bills
  • Debt consolidation
  • Home renovation projects
  • Weddings
  • And much more

Our in-house experts would be happy to talk with you about your unique financial situation and how a personal loan can help with your financial goals.

Personal Loan Features:

  • Fixed, competitive rates
  • Flexible payment options
  • No collateral required with this unsecured loan

Your University Credit Union has Personal/Signature/Unsecured Loans for you at competitive, fixed interest rates and easy terms to fit your budget.  You’ll find rates as low as 6.74% APR*.

Just ask us, we’re here to help you!

* Annual Percentage Rate  Credit Criteria Apply

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