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Loan Products

First Mortgages

Whether you are purchasing a home or refinancing your current one, let one of University Credit Union Mortgage Professionals give you a free consultation to find the right mortgage to meet all your needs. We will ensure a smooth introduction to our first mortage partner Home Financing Center (HFC) , the largest and best mortgage providers in South Florida.

Home Equity Loans

University Credit Union home equity products, allow you to take advantage of an equity loan for those home improvements or debt consolidation.  We recommend you also consult with your Accountant for potential interest tax deduction as well.

Home Equity Lines of Credit

Use this open revolving line of credit secured by your home and take advantage of low Prime Rates to access your money when needed.

Home Equity Fixed Rate Loans

Take advantage of our low fixed rate equity loans, see rate sheet for more details.

New And Used Vehicle Loans

University Credit Union wants to help you finance that perfect new or used auto with loans up to 100% LTV with competitive rates and terms.

American Chariots Auto Finder Service

Let our Auto Finder Service do all the work for you when shopping for that new car.  They specialize in finding the right car with the right options for you and can deliver the car right to your door.

New Camper and Motor Homes

Leave your worries behind for that relaxing time away.  University Credit Union can help finance that new RV with programs up to 100% LTV

New Motorcycle and New Boat Loans

Your University Credit Union wants to finance your new boat or new motorcycle.  With our excellent rates and up to 100% financing available. These loans can make your dreams come true.

Signature Loans and Lines of Credit

If you are looking for that quick and easy unsecured, one time loan or open line of credit, take advantage of a signature loan products.

Shared Pledge or Pledged Certificate

For no qualifying, fast easy lending, take advantage of a secured lending products.  We lend against your Savings or CD accounts.  These products are excellent for those Members looking to establish or rebuild their credit history with no credit restrictions.

Platinum MasterCard

With rates starting as low as 8.9% and no annual fees, this is one of the finest.

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