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Effective: February 1, 2017


NSF Check, ACH, Debit Card, Bill Payment


Check Returned Uncollected Funds


Deposited Item Returned (3rd party)


Deposited Item Returned (your check)


Stop Payment ACH 2/Check/Loan Check


Stop Payment e*branch or Automated Account Phone


Check Printing

See Catalog

Overdraft Protection Transfer (each)


Temporary Checks (after account opening)


Cashier’s Check (1)


Additional Cashier’s Checks (same day)


Withdrawal Check (each)


Foreign Check Collection Fee

Vendor Fees Vary

Checking Account Maintenance Fee (per month)


CheckFree Bill Payer

No Charge

CheckFree Premium Bill Payer Services:

Person to Person Transfer (each)


Account to Account transfer (Outgoing, each)


Overnight Check Bill Payment


Same Day Electronic Payment



Check Copy


Paper Statement for members enrolled in e*branch


Statement Copy


Additional Research Per Hour (minimum half hour, $10.00)


Wire Transfer:



Outgoing Wires





International wire trace



Share/Savings account balance below $100.00

 $5.00 (per month)

Money Market account balance below $2,000.00

$10.00 (per month)

Early Closing Fees
(account opened less than 90 days)


Inactive Accounts (over 1 year) per Month


Excessive Withdrawals Savings (over 6 per month)


Visa Gift Card


Returned Mail Fee


Inactive Line of Credit (after 1 year)


IRA Transfer (Outbound)


Account Verification Fee


Account Security Fee (Checking Account)


Early Withdrawals from Holiday Club Account

January 1-August 31


September 1-October 30


Debit Cards:

Non UCU owned ATM withdrawals 1 per month free, each additional


Card Replacement for Lost Card


PIN Replacement


PIN Change at Branch

No Charge

PIN Order Rush Fee


Card Order Next Day Rush



Annual Fee


Replacement Card (Lost Card)


Late Payment Fee

Up to $20.00

Returned Payment

Up to $25.00

Card Order Rush Fee

$10.00 plus FEDEX shipping cost

Safe Deposit Boxes:

Key Deposit


Safe Deposit Box 5x5 (Annually)


Safe Deposit Box 5x10 (Annually)


Safe Deposit Box 3x10 (Annually)


Safe Deposit Box 10x10 (Annually)


NSF- Non Sufficient Funds ACH - Automated Clearing House Transaction.

Subject to change without notice.

*Fees may be waived or reduced based on Relationship Rewards Tier.

Copyright © 2020 University Credit Union  13241 S.W. 136 St, Miami, FL 33186