ID Theft PDF Print E-mail

What is Identity Theft?

Identity theft happens when your personal information, such as your Social Security number (SSN) or your account number, is stolen and/or used by someone else to commit fraud or theft. The thief can use this information to rent apartments, buy cell phones, drain your bank account or obtain loans and credit cards in your name. In worst-case scenarios, thieves can even hold a job or commit a crime using your identification. According to the Federal Trade Commission (FTC), identity theft affects nearly 400,000 people in the US each year. A person whose identity has been stolen can spend months or years and thousands of dollars to restore their good name on credit record. It takes consomers an average of two years to restore their identity after becoming a victim of id theft. It is 40 times more likely to have your identity stolen than to be a victim of a robbery and it is harder to see before the damage is done.

To assist you, we have the following information and suggestions. For even more information about identity Theft, please visit the FTC Web site at www.consumer.gov/idtheft.

To protect our members, University Credit Union will never send unsolicited E-mail or telephone calls asking for confidential information such as:

  • Account numbers
  • Debit or Credit Card Numbers  
  • Driver's License, Florida ID, Passport Number
  • Social Security  Number

 

Do not give this information to anyone unless you have initiated contact and know the entity you are dealing with.

 

 
 

ONCE A MEMBER ALWAYS A MEMBER!